Eight insurance companies are offering Medicare Advantage plans in Kansas. Find out which were rated highest overall as well as the best-rated plans for drug coverage, member experience and low-cost plan availability.
Kansas Medicare Advantage Plan Companies 2023
The carriers below received the highest average rating in the category by the Centers for Medicare and Medicaid services in 2023.
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Medicare Advantage Enrollment in Kansas
Medicare Advantage plans are an alternative to original Medicare. They are plans offered by private insurance companies and include coverage for hospitalizations and doctor visits like original Medicare parts A & B. However, they also may cover outpatient care and prescription drugs. They might even include additional benefits such as dental, vision, hearing, short-term rehabilitation, ambulance services and other perks.
- There are 561,254 people in Kansas enrolled in Medicare.
- In 2023 there are 90 Medicare Advantage plans available to residents of Kansas, compared to 88 in 2022, for an increase of 2.3%.
- The average premium for Kansas Medicare Advantage plan enrollees in 2023 is $6.17, which is a decrease of 20.6% compared to the 2022 premium price of $7.77.
- 100.00% of Kansas residents live in a county where $0 premium plans are offered.
Medicare Advantage Companies Offering Plans in Kansas
Medicare Advantage Companies in Kansas with 4.5 Star ratings
Medicare Advantage Companies in Kansas with 4.0 Star ratings
Additional companies offering Medicare Advantage Plans in Kansas
These Kansas Medicare Advantage plans may not be available in every county, so enter a specific ZIP code when searching for plans where you live.
Medicare Advantage Options in Kansas
All Kansas residents over the age of 65 are eligible to enroll in original Medicare (parts A & B). Because original Medicare does not provide coverage for prescription medications, experts recommend that individuals signing up for original Medicare always pair it with prescription drug coverage (Part D).
- Medicare Part A is essentially hospital insurance. It covers different types of inpatient care, including inpatient hospital stays, care received in skilled nursing facilities, hospice care and some home health care.
- Medicare Part B covers doctor visits, mental health care, durable medical equipment (such as walkers or wheelchairs), preventive health care services like vaccinations and outpatient services.
Some individuals may find better value in Medicare Advantage plans. These plans are run by private insurance companies regulated by the government, and they must offer coverage comparable to original Medicare parts A and B. Most Medicare Advantage plans also include prescription drug coverage.
When Can I Enroll in Medicare Advantage Plans in Kansas?
- Change between a Medicare Advantage plan and original Medicare (parts A and B).
- Change from one Medicare Advantage plan to another.
- Enroll in a Part D prescription drug plan, change from one Medicare prescription drug plan to another or opt out of Medicare prescription drug coverage altogether.
How to Choose a Medicare Advantage Plan
- Is your doctor in the plan? If you want to keep your current doctor, make sure to choose a plan in which they participate.
- Does the plan cover your medications? A 2017 survey found that only 10% were enrolled in the Medicare prescription drug coverage plan that covered their prescription drugs at the lowest possible price. By switching plans, they could have saved an average of $541 over the following year.
- Consider the premium. A premium is the money you pay monthly to enroll in the plan. In 2023, the average monthly premium for Medicare Advantage plans is $18. Many people have access to a Medicare Advantage plan with no premium. Keep in mind, however, that you have to continue to pay your Part B premium separately if you enroll in Medicare Advantage; because of this, a Medicare Advantage plan with a low monthly premium may end up being pricier than original Medicare in the long run. You need to pay close attention to a plan’s copays, coinsurance and deductibles. Also review changes in a plan’s drug coverage and benefits each year to get a sense of your total predicted spending.
- Understand the star rating system. The Medicare star rating system awards Medicare Advantage and Medicare Part D plans between one and five stars based on the plan’s performance.These ratings are based on what plans do to keep their members healthy, how well chronic conditions are managed, how responsive the plan is to members’ needs, customer service and member complaints. Five stars are the most a plan can receive, and one is the least.
Who Can Enroll in a Medicare Advantage Plan?
You may qualify for Medicare plans in Kansas if you:
- Are age 65 or older.
- Are any age and have specific disabilities for which you’ve collected social security disability insurance for at least 24 months.
- Are any age and have end-stage renal disease (ESRD) or amyotrophic lateral sclerosis (ALS).